One of the biggest hurdles that most people get anxious about is their finances. Just the stress alone could be debilitating, and it might even feel impossible to overcome. I have struggled with finances for a good chunk of my life, and for the longest time I blamed my guardians for not teaching me the right way – but now as I look back I realize that they too did not have the best grasp on it as well.
So, how can we cope will financial anxiety?
- Set a budget and check in with yourself regularly
A budget is one of the hardest things that you’ll have to do because you cannot lie to yourself here. You need to make sure that all coffees, muffins, hair appointments, etc. are captured. Once you have an understanding of your wants/needs, you will be able to prioritize what is important to you.
- Assess how you react to spending
Start paying attention to how you react whenever you (or your family) is spending money. Do you overspend to compensate for the discomfort? If you start to become aware of how you feel during each financial situation, you’ll be able to make better and logical decisions.
Most people feel as if they cannot save any money due to their debt. It doesn’t matter how big your debt is; people will still stress and over think about it because it’s a constant worry that you’re not saving enough or putting enough down. As long as you’re putting money down towards your debt, it’s not lost money.
- Reward Yourself
I’m not saying to go out and spend a frivolous amount of money on yourself at the end of each month, but don’t punish yourself either! One of the rewards that I give myself is coffee – even though I make it every day at home, I still like to frequent a local coffee shop to sit and enjoy their brew.
- Power of Touch
You would be surprised how much physical touch can help anyone. Even a small exchange of a hug can help reduce stress by up to 30%. My husband and I like to offer each other massages a few times a month to alleviate any type of stress that we might have, and I highly encourage getting a hug from a loved one whenever things get too overwhelming. If for some reason you cannot find anyone to exchange a hug with, sweat it out!
If you still find that you’re anxious about your situation, there is no shame in seeking out a financial advisor. There is no purpose to staying up at night and worrying about your finances – nothing will magically appear or disappear. You need to learn how to calm your mind and gain more confidence!
If you are reading this article, it can mean one of two things: you’re either planning your wedding and need some advice or, your friend is, and you’re wondering how in the hell she’s surviving everything!
Anxiety is the most common mental illness in Canada – you’re not alone. Fear, stress, and nerves are normal feelings and experiences for us. It can creep up on you at any moment and interfere with your daily activities either at work or home. Planning a wedding is hard enough and can almost seem daunting if you struggle with anxiety.
Your anxiety won’t go away during your wedding planning. There are, however, some tips and tricks to help you throughout the process!
- Get Organized
Planning a wedding is a challenging task, and you’ll need to get yourself organized. If you’re like me and cannot afford the splurge on a wedding planner try out these simple things:
a) Sign up for The Knot
This website is FULL of fantastic articles and pictures. What sold me immediately on this site was their “To-Do List” which they categorize by month for you, so you don’t feel so overwhelmed
b) Create a Pinterest board
One of the fun things to do while planning a wedding is to get inspired. Sometimes with an anxious mind like myself, I find it hard to get creative. Browsing through an endless amount of photos can spark some fire!
- Figure out your Budget
Oh boy. the tough topic! Talking to the parents/guardians on how they can support you financially! It’s tough to overcome confrontations, but this chat needs to happen. If they cannot offer you any money, do NOT agonize. Paying for your wedding can be nothing but rewarding – your way, your say! Not to mention with all the DIY projects online you can cut costs very drastically.
- Not everything will be perfect
As much as you want the day to pass by without a problem, it likely won’t happen. This is OK
You’re surrounded by so much love and affection that you most likely won’t even realize if anything wrong happens. In my case, I gave my maid of honor the “Day Of Duty,” meaning that whatever happens the day of, they go to her directly. I grew up as a perfectionist, so it was hard to delegate this responsibility. You need to realize that this is your day and you need to enjoy it!
- Ask for help
This relates back to what I was saying beforehand – Let’s say this out loud: Asking for help is not a sign of failure.
Once your to-do list gets created, you’ll realize it’s hard for one person to do all the tasks oneself. Not only will you have your fiancée and immediate family close to you but you did ask some of your best friends whom you trust to be your bridesmaids, they should be the first people you ask! This is what they’re here for; Try to delegate tasks to their skills. Example: My friend Alana is a very creative person, so I asked her to help me design my centerpieces.
- Don’t forget to make time for yourself
This is the tough one, planning a wedding is almost like taking on a second job to some people. You need to make sure you don’t cross the lines of personal and job stress. Something that helped me get through the motions was making sure that I took out 15 minutes of my time to stretch. I also caved in and shelled out some extra cash for a half hour massage (YES PLEASE). You’ll realize that once you make time for yourself and clear your head a little, you’ll be more energized and less anxious to dive back into the planning.
This should be an exciting time for everyone involved but don’t forget to keep an eye on your anxiety. If you are feeling overwhelmed it will be best for everyone for you to take a breather instead of worrying about that pesky caterer.